Welcome to How Money Thinks, a platform dedicated to helping you understand personal finance, build financial literacy, and explore the basics of investing. I’m Dr. Ahmet Akusta, a finance Ph.D. passionate about education and a mission to make money less intimidating for everyone.

Money impacts every part of our lives, yet many of us feel overwhelmed by financial jargon and uncertainty. That’s why I created How Money Thinks—a blog designed to simplify complex financial concepts and inspire confidence in managing your finances.

Here, I share ideas and insights on personal finance, stock investing, and financial habits to help you make informed decisions. But let me be clear: this isn’t financial advice. My goal is to provide knowledge and tools that empower you to take ownership of your financial story, not to tell you what to do with your money.

If you want to understand how money works, start saving, or get a handle on financial issues that seemed out of reach at first, How Money Thinks is a friendly and helpful place to start.

Remember, every financial story is unique, and your decisions should reflect your goals, research, and professional advice where needed. Let’s explore the possibilities together—learn the rules and rewrite your financial future confidently.