Privacy Policy
Last Updated: August 23, 2024
How Money Thinks ("we," "us," or "our") is committed to safeguarding your privacy. This Privacy Policy explains how your personal information is collected, used, and shared when you visit or interact with www.HowMoneyThinks.com (the "Site"). By accessing or using our services, you agree to the terms of this Privacy Policy.
Personal Data: Information that relates to an identified or identifiable individual, such as an email address or IP address.
Service: Refers to the website www.HowMoneyThinks.com.
Cookies: Small text files placed on your device to collect internet log information and visitor behavior data.
Device: Any device used to access the Service, such as a computer, smartphone, or tablet.
Service Providers: Third-party companies or individuals engaged to assist in providing services (e.g., Substack, Google Analytics).
We collect the following personal data when you voluntarily provide it:
Email Address: Collected through our Substack form for newsletter subscriptions.
When you visit the Site, certain data is collected automatically, including:
Google Analytics Data: Includes your IP address, browser type, operating system, pages visited, time spent on the Site, and other usage statistics.
Cookies: Used to track your interactions with the Site and enhance your experience.
We use your personal data for the following purposes:
Email Communication: To send newsletters, updates, and resources related to financial literacy and personal finance.
Analytics: To analyze website performance and improve user experience using tools like Google Analytics.
Service Improvement: To optimize content and offerings based on user behavior and preferences.
We use cookies and similar technologies to enhance your experience and collect information about your use of the Site.
Necessary Functions: Session cookies help authenticate users and prevent fraudulent activity.
Preference Retention: Persistent cookies remember your preferences, such as language and login settings.
You can manage your cookie preferences through your browser settings. For more details, refer to our Cookie Policy.
We do not sell, trade, or transfer your personal data to outside parties, except in the following situations:
Service Providers: We share data with trusted providers, such as Substack (newsletter management) and Google Analytics (website performance tracking).
Legal Obligations: We may disclose data as required by law or in response to legal requests.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred to the new entity.
We implement technical and organizational measures to protect your personal data from unauthorized access, alteration, or destruction. However, no method of internet transmission is entirely secure, and we cannot guarantee absolute security.
If you are a resident of the European Economic Area (EEA), you have the following rights regarding your personal data:
Access: Request a copy of the personal data we hold about you.
Correction: Request corrections to any inaccurate data.
Erasure: Request deletion of your personal data, subject to legal exceptions.
Objection: Object to specific processing practices.
Data Portability: Request transfer of your data to another service provider.
To exercise these rights, contact us at HowMoneyThinks-at-gmail.com.
We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. For example, Google Analytics data is retained for 26 months.
In the event of a merger, acquisition, or sale of assets, your personal data may be part of the transferred assets. We will notify you of any such transfer and its implications for your data.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When updates occur, we will revise the "Last Updated" date at the top of this page.
If you have questions or concerns about this Privacy Policy, please contact us at:
Email: HowMoneyThinks-at-gmail.com
Our newsletter and certain related services are managed through Substack. By subscribing to our newsletter or interacting with services provided via Substack, you agree to Substack’s Terms of Service. You can review Substack’s Terms of Service here: https://substack.com/tos.
Thank you for trusting How Money Thinks. Your privacy and trust are our priorities.